{"id":7703,"date":"2024-10-27T17:00:31","date_gmt":"2024-10-27T21:00:31","guid":{"rendered":"https:\/\/www.ciapr.org\/members\/ciapr-credit-and-savings-cooperative\/"},"modified":"2025-04-28T17:03:10","modified_gmt":"2025-04-28T21:03:10","slug":"ciapr-credit-and-savings-cooperative","status":"publish","type":"page","link":"https:\/\/www.ciapr.org\/en\/members\/ciapr-credit-and-savings-cooperative\/","title":{"rendered":"CIAPR Credit and Savings Cooperative"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1730234791985{margin-bottom: 40px !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;home-img-text-block hero-width-img-1&#8243; css=&#8221;.vc_custom_1730234905263{margin-bottom: 40px !important;}&#8221;][vc_column width=&#8221;7\/12&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;heading-line-left has-sub&#8221;]\n<h2>CIAPR Credit and Savings Cooperative<\/h2>\n<p><em>Access exclusive financial services for members.<br \/>\n<\/em>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]The CIAPR Credit and Savings Cooperative was created to provide services and meet the financial needs of Engineers and Surveyors in Puerto Rico who are CIAPR members. It was incorporated in August 1996 and began operations in December 1997. We have the resources available to assist both CIAPR members and the institution itself in ways that yield benefits and savings. With the continued support of our leadership, the Cooperative now has the opportunity to expand its services to members and continue its growth as an institution.<\/p>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/12&#8243;][\/vc_column][vc_column width=&#8221;4\/12&#8243;][vc_single_image image=&#8221;2067&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; el_class=&#8221;mision-row&#8221; css=&#8221;.vc_custom_1730234801233{margin-bottom: 40px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;heading-line-left&#8221;]\n<h5>Mission<\/h5>\n<p>To promote and develop in our members the habit of saving and mutual aid by building a culture of solidarity, offering and delivering high-quality financial services under advantageous conditions through teamwork and personalized service that satisfies member expectations and ensures the Cooperative\u2019s strong and sustainable growth within a democratic and participatory framework.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;heading-line-left&#8221;]\n<h5>Vision<\/h5>\n<p>To be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1730234813993{margin-bottom: 40px !important;}&#8221;][vc_column][vc_tta_accordion][vc_tta_section title=&#8221;Who can become members?&#8221; tab_id=&#8221;quienes&#8221;][vc_column_text css=&#8221;&#8221;]\n<ul>\n<li>Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\/widowers of members.<\/li>\n<li>The Puerto Rico College of Engineers and Surveyors as a nonprofit institution.<\/li>\n<li>All permanent employees of CIAPR and its dependencies.<\/li>\n<li>Employees of the CIAPR Cooperative.<\/li>\n<li>Bonafide members of the Puerto Rico College of Architects and Landscape Architects.<\/li>\n<li>Bonafide members of the Puerto Rico College of Agronomists.<\/li>\n<\/ul>\n<p>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Savings Services Available&#8221; tab_id=&#8221;servicios-ahorros&#8221;][vc_column_text css=&#8221;&#8221;]\n<ul>\n<li>Regular Savings Account<\/li>\n<li>Certificates of Deposit<\/li>\n<li>Christmas Club Savings<\/li>\n<li>Summer Coop Savings<\/li>\n<li>Coop Fee<\/li>\n<li>Shares<\/li>\n<\/ul>\n<p>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Loan Services Available&#8221; tab_id=&#8221;servicios-prestamos&#8221;][vc_column_text css=&#8221;&#8221;]\n<ul>\n<li>Regular Loan \u2013 up to $30,000<\/li>\n<li>Emergency Loan \u2013 up to $4,000<\/li>\n<li>Insurance Policy Financing \u2013 up to $30,000<\/li>\n<li>Convention Loan \u2013 for expenses related to CIAPR conventions<\/li>\n<li>Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral<\/li>\n<li>Special Loans \u2013 up to $5,000<\/li>\n<li>Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles)<\/li>\n<li>New Auto Financing \u2013 up to $50,000<\/li>\n<\/ul>\n<p>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Additional Services&#8221; tab_id=&#8221;otros&#8221;][vc_column_text css=&#8221;&#8221;]\n<ul>\n<li>Sale of CIAPR and CAAPPR Stamps<\/li>\n<li>Money Orders<\/li>\n<li>Vehicle Registration Stickers<\/li>\n<li>Cashier&#8217;s Checks<\/li>\n<li>Internal Revenue Stamps and Receipts<\/li>\n<li>Medical Plan for Cooperative members<\/li>\n<li>Life and Miscellaneous Insurance<\/li>\n<li>ACH electronic account transfers<\/li>\n<li>Postal Stamps<\/li>\n<\/ul>\n<p>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Scope of Services&#8221; tab_id=&#8221;alcance&#8221;][vc_column_text css=&#8221;&#8221;]All the services listed above are available to our members. Some savings services are available to non-members, but full membership is obtained once the minimum required shares ($120.00) are acquired.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Community Services&#8221; tab_id=&#8221;comunidad&#8221;][vc_column_text css=&#8221;&#8221;]\n<ul>\n<li>Postal Stamps<\/li>\n<li>Money Orders<\/li>\n<li>Vehicle Registration Stickers<\/li>\n<li>Cashier\u2019s Checks<\/li>\n<li>CIAPR and CAAPPR Stamps<\/li>\n<li>Internal Revenue Stamps and Receipts<\/li>\n<\/ul>\n<p>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Alliances&#8221; tab_id=&#8221;alianzas&#8221;][vc_column_text css=&#8221;&#8221;]Currently, we have an alliance with Multi Mortgage (a subsidiary of Cooperativa de Seguros M\u00faltiples) to assist members with mortgage loan referrals. We also offer life and miscellaneous insurance services exclusively for our members. This makes us the only Cooperative in Puerto Rico to provide such services. Furthermore, we offer the Professional Liability Insurance required by OGPe at the most competitive rates in the market.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;icon-boxes-row single&#8221;][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;svg style-svg icon-boxes&#8221;]<a href=\"https:\/\/www.coopciapr.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\" wp-image-959 aligncenter\" src=\"https:\/\/ciapr.org\/wp-content\/uploads\/2024\/10\/logo_nuevo_coop-252x300.png\" alt=\"\" width=\"110\" height=\"131\" \/><\/a><\/p>\n<h5 style=\"text-align: center\"><a href=\"https:\/\/www.coopciapr.com\/\" target=\"_blank\" rel=\"noopener\">Cooperativa de Ahorro y Cr\u00e9dito CIAPR<\/a><\/h5>\n<p>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;75px&#8221;][\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1730234791985{margin-bottom: 40px !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;home-img-text-block hero-width-img-1&#8243; css=&#8221;.vc_custom_1730234905263{margin-bottom: 40px !important;}&#8221;][vc_column width=&#8221;7\/12&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;heading-line-left has-sub&#8221;] CIAPR Credit and Savings [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":7689,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7703","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>CIAPR Credit and Savings Cooperative - CIAPR<\/title>\n<meta name=\"description\" content=\"CIAPR Credit and Savings CooperativeAccess exclusive financial services for members. The CIAPR Credit and Savings Cooperative was created to provide services and meet the financial needs of Engineers and Surveyors in Puerto Rico who are CIAPR members. It was incorporated in August 1996 and began operations in December 1997. We have the resources available to assist both CIAPR members and the institution itself in ways that yield benefits and savings. With the continued support of our leadership, the Cooperative now has the opportunity to expand its services to members and continue its growth as an institution.  MissionTo promote and develop in our members the habit of saving and mutual aid by building a culture of solidarity, offering and delivering high-quality financial services under advantageous conditions through teamwork and personalized service that satisfies member expectations and ensures the Cooperative\u2019s strong and sustainable growth within a democratic and participatory framework. VisionTo be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large.   Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\/widowers of members.  The Puerto Rico College of Engineers and Surveyors as a nonprofit institution.  All permanent employees of CIAPR and its dependencies.  Employees of the CIAPR Cooperative.  Bonafide members of the Puerto Rico College of Architects and Landscape Architects.  Bonafide members of the Puerto Rico College of Agronomists.    Regular Savings Account  Certificates of Deposit  Christmas Club Savings  Summer Coop Savings  Coop Fee  Shares    Regular Loan \u2013 up to $30,000  Emergency Loan \u2013 up to $4,000  Insurance Policy Financing \u2013 up to $30,000  Convention Loan \u2013 for expenses related to CIAPR conventions  Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral  Special Loans \u2013 up to $5,000  Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles)  New Auto Financing \u2013 up to $50,000    Sale of CIAPR and CAAPPR Stamps  Money Orders  Vehicle Registration Stickers  Cashier&#039;s Checks  Internal Revenue Stamps and Receipts  Medical Plan for Cooperative members  Life and Miscellaneous Insurance  ACH electronic account transfers  Postal Stamps  All the services listed above are available to our members. Some savings services are available to non-members, but full membership is obtained once the minimum required shares ($120.00) are acquired.   Postal Stamps  Money Orders  Vehicle Registration Stickers  Cashier\u2019s Checks  CIAPR and CAAPPR Stamps  Internal Revenue Stamps and Receipts  Currently, we have an alliance with Multi Mortgage (a subsidiary of Cooperativa de Seguros M\u00faltiples) to assist members with mortgage loan referrals. We also offer life and miscellaneous insurance services exclusively for our members. This makes us the only Cooperative in Puerto Rico to provide such services. Furthermore, we offer the Professional Liability Insurance required by OGPe at the most competitive rates in the market.Cooperativa de Ahorro y Cr\u00e9dito CIAPR\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ciapr.org\/en\/members\/ciapr-credit-and-savings-cooperative\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIAPR Credit and Savings Cooperative\" \/>\n<meta property=\"og:description\" content=\"CIAPR Credit and Savings CooperativeAccess exclusive financial services for members. The CIAPR Credit and Savings Cooperative was created to provide services and meet the financial needs of Engineers and Surveyors in Puerto Rico who are CIAPR members. It was incorporated in August 1996 and began operations in December 1997. We have the resources available to assist both CIAPR members and the institution itself in ways that yield benefits and savings. With the continued support of our leadership, the Cooperative now has the opportunity to expand its services to members and continue its growth as an institution.  MissionTo promote and develop in our members the habit of saving and mutual aid by building a culture of solidarity, offering and delivering high-quality financial services under advantageous conditions through teamwork and personalized service that satisfies member expectations and ensures the Cooperative\u2019s strong and sustainable growth within a democratic and participatory framework. VisionTo be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large.   Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\/widowers of members.  The Puerto Rico College of Engineers and Surveyors as a nonprofit institution.  All permanent employees of CIAPR and its dependencies.  Employees of the CIAPR Cooperative.  Bonafide members of the Puerto Rico College of Architects and Landscape Architects.  Bonafide members of the Puerto Rico College of Agronomists.    Regular Savings Account  Certificates of Deposit  Christmas Club Savings  Summer Coop Savings  Coop Fee  Shares    Regular Loan \u2013 up to $30,000  Emergency Loan \u2013 up to $4,000  Insurance Policy Financing \u2013 up to $30,000  Convention Loan \u2013 for expenses related to CIAPR conventions  Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral  Special Loans \u2013 up to $5,000  Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles)  New Auto Financing \u2013 up to $50,000    Sale of CIAPR and CAAPPR Stamps  Money Orders  Vehicle Registration Stickers  Cashier&#039;s Checks  Internal Revenue Stamps and Receipts  Medical Plan for Cooperative members  Life and Miscellaneous Insurance  ACH electronic account transfers  Postal Stamps  All the services listed above are available to our members. Some savings services are available to non-members, but full membership is obtained once the minimum required shares ($120.00) are acquired.   Postal Stamps  Money Orders  Vehicle Registration Stickers  Cashier\u2019s Checks  CIAPR and CAAPPR Stamps  Internal Revenue Stamps and Receipts  Currently, we have an alliance with Multi Mortgage (a subsidiary of Cooperativa de Seguros M\u00faltiples) to assist members with mortgage loan referrals. We also offer life and miscellaneous insurance services exclusively for our members. This makes us the only Cooperative in Puerto Rico to provide such services. Furthermore, we offer the Professional Liability Insurance required by OGPe at the most competitive rates in the market.Cooperativa de Ahorro y Cr\u00e9dito CIAPR\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ciapr.org\/en\/members\/ciapr-credit-and-savings-cooperative\/\" \/>\n<meta property=\"og:site_name\" content=\"CIAPR\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-28T21:03:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ciapr.org\/wp-content\/uploads\/2024\/10\/logo_nuevo_coop-252x300.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ciapr.org\\\/en\\\/members\\\/ciapr-credit-and-savings-cooperative\\\/\",\"url\":\"https:\\\/\\\/www.ciapr.org\\\/en\\\/members\\\/ciapr-credit-and-savings-cooperative\\\/\",\"name\":\"CIAPR Credit and Savings Cooperative - CIAPR\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ciapr.org\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ciapr.org\\\/en\\\/members\\\/ciapr-credit-and-savings-cooperative\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ciapr.org\\\/en\\\/members\\\/ciapr-credit-and-savings-cooperative\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ciapr.org\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/logo_nuevo_coop-252x300.png\",\"datePublished\":\"2024-10-27T21:00:31+00:00\",\"dateModified\":\"2025-04-28T21:03:10+00:00\",\"description\":\"CIAPR Credit and Savings CooperativeAccess exclusive financial services for members. 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VisionTo be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large. Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\\\/widowers of members. The Puerto Rico College of Engineers and Surveyors as a nonprofit institution. All permanent employees of CIAPR and its dependencies. Employees of the CIAPR Cooperative. Bonafide members of the Puerto Rico College of Architects and Landscape Architects. Bonafide members of the Puerto Rico College of Agronomists. Regular Savings Account Certificates of Deposit Christmas Club Savings Summer Coop Savings Coop Fee Shares Regular Loan \u2013 up to $30,000 Emergency Loan \u2013 up to $4,000 Insurance Policy Financing \u2013 up to $30,000 Convention Loan \u2013 for expenses related to CIAPR conventions Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral Special Loans \u2013 up to $5,000 Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles) New Auto Financing \u2013 up to $50,000 Sale of CIAPR and CAAPPR Stamps Money Orders Vehicle Registration Stickers Cashier's Checks Internal Revenue Stamps and Receipts Medical Plan for Cooperative members Life and Miscellaneous Insurance ACH electronic account transfers Postal Stamps All the services listed above are available to our members. Some savings services are available to non-members, but full membership is obtained once the minimum required shares ($120.00) are acquired. 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The CIAPR Credit and Savings Cooperative was created to provide services and meet the financial needs of Engineers and Surveyors in Puerto Rico who are CIAPR members. It was incorporated in August 1996 and began operations in December 1997. We have the resources available to assist both CIAPR members and the institution itself in ways that yield benefits and savings. With the continued support of our leadership, the Cooperative now has the opportunity to expand its services to members and continue its growth as an institution.  MissionTo promote and develop in our members the habit of saving and mutual aid by building a culture of solidarity, offering and delivering high-quality financial services under advantageous conditions through teamwork and personalized service that satisfies member expectations and ensures the Cooperative\u2019s strong and sustainable growth within a democratic and participatory framework. VisionTo be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large.   Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\/widowers of members.  The Puerto Rico College of Engineers and Surveyors as a nonprofit institution.  All permanent employees of CIAPR and its dependencies.  Employees of the CIAPR Cooperative.  Bonafide members of the Puerto Rico College of Architects and Landscape Architects.  Bonafide members of the Puerto Rico College of Agronomists.    Regular Savings Account  Certificates of Deposit  Christmas Club Savings  Summer Coop Savings  Coop Fee  Shares    Regular Loan \u2013 up to $30,000  Emergency Loan \u2013 up to $4,000  Insurance Policy Financing \u2013 up to $30,000  Convention Loan \u2013 for expenses related to CIAPR conventions  Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral  Special Loans \u2013 up to $5,000  Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles)  New Auto Financing \u2013 up to $50,000    Sale of CIAPR and CAAPPR Stamps  Money Orders  Vehicle Registration Stickers  Cashier's Checks  Internal Revenue Stamps and Receipts  Medical Plan for Cooperative members  Life and Miscellaneous Insurance  ACH electronic account transfers  Postal Stamps  All the services listed above are available to our members. Some savings services are available to non-members, but full membership is obtained once the minimum required shares ($120.00) are acquired.   Postal Stamps  Money Orders  Vehicle Registration Stickers  Cashier\u2019s Checks  CIAPR and CAAPPR Stamps  Internal Revenue Stamps and Receipts  Currently, we have an alliance with Multi Mortgage (a subsidiary of Cooperativa de Seguros M\u00faltiples) to assist members with mortgage loan referrals. We also offer life and miscellaneous insurance services exclusively for our members. This makes us the only Cooperative in Puerto Rico to provide such services. Furthermore, we offer the Professional Liability Insurance required by OGPe at the most competitive rates in the market.Cooperativa de Ahorro y Cr\u00e9dito CIAPR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ciapr.org\/en\/members\/ciapr-credit-and-savings-cooperative\/","og_locale":"en_US","og_type":"article","og_title":"CIAPR Credit and Savings Cooperative","og_description":"CIAPR Credit and Savings CooperativeAccess exclusive financial services for members. The CIAPR Credit and Savings Cooperative was created to provide services and meet the financial needs of Engineers and Surveyors in Puerto Rico who are CIAPR members. It was incorporated in August 1996 and began operations in December 1997. We have the resources available to assist both CIAPR members and the institution itself in ways that yield benefits and savings. With the continued support of our leadership, the Cooperative now has the opportunity to expand its services to members and continue its growth as an institution.  MissionTo promote and develop in our members the habit of saving and mutual aid by building a culture of solidarity, offering and delivering high-quality financial services under advantageous conditions through teamwork and personalized service that satisfies member expectations and ensures the Cooperative\u2019s strong and sustainable growth within a democratic and participatory framework. VisionTo be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large.   Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\/widowers of members.  The Puerto Rico College of Engineers and Surveyors as a nonprofit institution.  All permanent employees of CIAPR and its dependencies.  Employees of the CIAPR Cooperative.  Bonafide members of the Puerto Rico College of Architects and Landscape Architects.  Bonafide members of the Puerto Rico College of Agronomists.    Regular Savings Account  Certificates of Deposit  Christmas Club Savings  Summer Coop Savings  Coop Fee  Shares    Regular Loan \u2013 up to $30,000  Emergency Loan \u2013 up to $4,000  Insurance Policy Financing \u2013 up to $30,000  Convention Loan \u2013 for expenses related to CIAPR conventions  Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral  Special Loans \u2013 up to $5,000  Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles)  New Auto Financing \u2013 up to $50,000    Sale of CIAPR and CAAPPR Stamps  Money Orders  Vehicle Registration Stickers  Cashier's Checks  Internal Revenue Stamps and Receipts  Medical Plan for Cooperative members  Life and Miscellaneous Insurance  ACH electronic account transfers  Postal Stamps  All the services listed above are available to our members. 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The CIAPR Credit and Savings Cooperative was created to provide services and meet the financial needs of Engineers and Surveyors in Puerto Rico who are CIAPR members. It was incorporated in August 1996 and began operations in December 1997. We have the resources available to assist both CIAPR members and the institution itself in ways that yield benefits and savings. With the continued support of our leadership, the Cooperative now has the opportunity to expand its services to members and continue its growth as an institution. MissionTo promote and develop in our members the habit of saving and mutual aid by building a culture of solidarity, offering and delivering high-quality financial services under advantageous conditions through teamwork and personalized service that satisfies member expectations and ensures the Cooperative\u2019s strong and sustainable growth within a democratic and participatory framework. VisionTo be a strong, modern, efficient, and competitive cooperative enterprise, equipped with cutting-edge technology, adaptable to changes, and maintaining leadership in the delivery of financial services to enhance the economic, social, and cultural levels of our members and the public at large. Bonafide members of the Puerto Rico College of Engineers and Surveyors, Spouses, children, and parents of CIAPR members, as well as widows\/widowers of members. The Puerto Rico College of Engineers and Surveyors as a nonprofit institution. All permanent employees of CIAPR and its dependencies. Employees of the CIAPR Cooperative. Bonafide members of the Puerto Rico College of Architects and Landscape Architects. Bonafide members of the Puerto Rico College of Agronomists. Regular Savings Account Certificates of Deposit Christmas Club Savings Summer Coop Savings Coop Fee Shares Regular Loan \u2013 up to $30,000 Emergency Loan \u2013 up to $4,000 Insurance Policy Financing \u2013 up to $30,000 Convention Loan \u2013 for expenses related to CIAPR conventions Secured Loans with Certificates of Deposit (CDs) \u2013 borrow up to 90% of the collateral Special Loans \u2013 up to $5,000 Equipment Purchase Loan \u2013 up to $30,000 (excluding heavy machinery and motor vehicles) New Auto Financing \u2013 up to $50,000 Sale of CIAPR and CAAPPR Stamps Money Orders Vehicle Registration Stickers Cashier's Checks Internal Revenue Stamps and Receipts Medical Plan for Cooperative members Life and Miscellaneous Insurance ACH electronic account transfers Postal Stamps All the services listed above are available to our members. Some savings services are available to non-members, but full membership is obtained once the minimum required shares ($120.00) are acquired. Postal Stamps Money Orders Vehicle Registration Stickers Cashier\u2019s Checks CIAPR and CAAPPR Stamps Internal Revenue Stamps and Receipts Currently, we have an alliance with Multi Mortgage (a subsidiary of Cooperativa de Seguros M\u00faltiples) to assist members with mortgage loan referrals. We also offer life and miscellaneous insurance services exclusively for our members. This makes us the only Cooperative in Puerto Rico to provide such services. 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